Jewellery Advance will only be provided for 22-carat, 18 carat gold and diamond jewellery. No transactions will be done for 23 or 24-carat jewellery.

Each account holder can deposit between ₹1,000 and ₹15,000 per month in the Jewellery Advance.

The tenure of this Jewellery Advance will be one year.

The monthly amount of this advance can be deposited between any day of each month.

If there are specific difficulties in any month and the amount is not deposited, the advance date will be extended by 1 month.

The account holder must present their identification when receiving the gift.

If the specified monthly amount is fully and regularly deposited, the amount received with the gift will be shown in the following table.

After completing the specified year, each account holder must purchase diamond jewellery, 22-carat gold jewellery, or silver utensils worth the total amount of the advance shown above.

Each account holder will be given a sales invoice along with the items/jewellery purchased.