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Londe Saving Schemes · Since 1989

Gold Saving Schemes in NagpurTwo Plans. One Family. Pick Your Path.

Londe Jewellers Gold & Diamonds runs the two best gold saving schemes in Nagpur for anyone planning a monthly gold investment plan or a gold SIP, both live and open for enrolment today. The Golden Tree (11+1 gold, 11+2 diamond bonus) is a fixed monthly gold scheme that lets you redeem any jewellery at the live rate. The Golden Locker is a flexible 22K monthly gold saving plan that books gold at each deposit day's rate and gives 0% making charges on your accumulated weight. If you are searching how to invest in gold in Nagpur, start a gold saving plan, or pick the best gold scheme for a monthly budget, choose the plan that fits your goal below. Both are direct jeweller run plans with no third party agent, backed by 37+ years of trust since 1989.

The best gold saving scheme in Nagpur is the plan that matches your goal at Londe Jewellers Gold & Diamonds. For a monthly budget with a bonus reward, the Golden Tree adds a free 11th plus 1 bonus month on gold. For disciplined saving that locks the 22K gold rate on every deposit and waives 100% making charges at maturity, the Golden Locker starts from Rs 1,000 a month. Both are direct jeweller run monthly gold plans in Nagpur, since 1989, enrol at any of the 4 Londe showrooms.

Gold saving schemes in Nagpur at a glance (2026): Golden Tree vs Golden Locker
Feature Golden Tree Golden Locker
TypeFixed monthly amount, bonus rewardFlexible 22K gold saving, rate locked per deposit
Tenure11 months + 1 bonus month (gold), + 2 (diamond)Up to 11 months, flexible
Monthly amountRs 2,000 to Rs 50,000From Rs 1,000, up to Rs 2,00,000 total
Main benefitFree bonus month at maturity0% making charges on accumulated 22K weight
Rate handlingRedeem at the live rate on redemption dayEach deposit books 22K at that day's rate
Redeem forGold or diamond jewellery (bonus not on 24K coins or bars)22K gold jewellery, pay only gold value + 3% GST
Best forPlanning a jewellery purchase with a bonus rewardDisciplined 22K accumulation, zero making at maturity

Both schemes are run directly by Londe Jewellers Gold & Diamonds with no third party agent, live and open for enrolment at the Sitabuldi, Gokulpeth, Manish Nagar and Nandanvan showrooms. Read the full Golden Tree and Golden Locker details, or see the decision guide to pick.

Live · Enrol Today

The Golden Locker

Lock the Rate. Zero Making.

A flexible 22K gold saving plan. Pay any amount each month for 11 months, your gold is booked at that day's rate in your name, and at maturity you collect 22K jewellery with 0% making charges. You pay only the gold value plus 3% GST.

Flexible amount, Rs 1,000 to Rs 2,00,000
0% making charges on accumulated 22K weight
Gold booked at each deposit day's rate, in your name
Redeem Day 331 to 365, only gold value plus 3% GST
22K BIS hallmarked gold only

Golden Tree vs Golden Locker, Side by Side

Both gold saving schemes are designed and operated directly by Londe Jewellers Gold & Diamonds, Nagpur, over an 11 month tenure. The Golden Tree adds a bonus month (11+1 gold, 11+2 diamond); the Golden Locker locks the 22K rate on each deposit with 0% making charges. Pick the one that matches your goal.

Feature Golden Tree Golden Locker
Status Live · enrol today Open Live · enrol today Open
Tenure 11 months of contribution + bonus 11 months, redeem Day 331 to 365
Gold Bonus 11 + 1 (one bonus month) No bonus month, benefit is 0% making
Diamond Bonus 11 + 2 (two bonus months) Gold only (22K)
Making Charges As per the jewellery you select 0% on accumulated 22K weight
Monthly Amount Range Rs 2,000 to Rs 50,000 Flexible, Rs 1,000 to Rs 2,00,000 total
Rate Lock No, gold rate as on redemption day Yes, books gold at each deposit day's rate
Redemption Any jewellery from 10,000+ designs 22K gold jewellery for your accumulated weight
Where to Pay 4 Londe stores + UPI / card / WhatsApp link 4 Londe stores + UPI / RTGS / NEFT / card
Action Enrol Now Enrol Now

How Do I Pick the Right Scheme? A Simple Rule.

Want a bonus month and the freedom to redeem as any gold or diamond jewellery? The Golden Tree fits. Want to lock each month's 22K rate and pay zero making charges at maturity? The Golden Locker fits. Both are live today.

🌱 Pick Golden Tree if

  • You want to buy gold or diamond jewellery within the next 12 to 18 months.
  • You prefer a smaller monthly ticket (Rs 2,000 to Rs 25,000).
  • You want certainty: 11 payments, 1 or 2 bonus months, done.
  • You want a bonus month added to your savings: 11+1 on gold, 11+2 on diamond.
  • You want to start saving today, not wait.
Enrol in Golden Tree

🔒 Pick Golden Locker if

  • You want to save in pure 22K gold, booked at each deposit day's rate in your name.
  • You want zero making charges on your accumulated weight at maturity.
  • You prefer a flexible monthly amount with no fixed installment (Rs 1,000 to Rs 2,00,000 total).
  • You are building gold weight to collect as 22K jewellery, not chasing a bonus month.
Enrol in Golden Locker

Still deciding between the two? Read our full Golden Tree vs Golden Locker decision guide for Nagpur to see which monthly gold saving plan fits your budget and goal.

New to buying gold? Our guide on how to invest in gold in Nagpur compares coins, jewellery, saving schemes and gold SIP, and answers whether a gold saving scheme is worth it.

Gold Savings Scheme FAQs

The most common questions Nagpur families ask before enrolling. Reviewed and updated 26 June 2026 by the Londe Jewellers Gold & Diamonds team.

What is a gold saving scheme?
A gold saving scheme is a monthly contribution plan offered by a jeweller. The customer pays a fixed amount each month for a defined period. At maturity, the jeweller credits a bonus and the customer redeems the entire value as jewellery. Londe Jewellers Gold & Diamonds operates two such schemes, both live — Golden Tree (11+1 gold, 11+2 diamond bonus) and Golden Locker (flexible 22K saving, 0% making charges).
Which gold saving scheme is best in Nagpur?
The best scheme depends on what you value. The Golden Tree (11+1 gold, 11+2 diamond) rewards you with a bonus month on gold or diamond jewellery at the gold rate on your redemption day. The bonus does not apply to 24K gold coins, bars or 24K gold jewellery. The Golden Locker books your gold at each deposit day's 22K rate and gives 0% making charges on your accumulated weight at maturity. Choose the Tree for a bonus month, the Locker to lock the rate and save making.
Are gold saving schemes safe in Nagpur?
When the scheme is operated by an established jeweller with physical stores and a long track record, gold saving schemes are very safe. Londe Jewellers Gold & Diamonds has 37+ years of trust since 1989, 4 stores in Nagpur, and a public 4.8 Google rating with thousands of customer reviews. Both Golden Tree and Golden Locker are operated directly by Londe (no third party agent).
Can I switch between Golden Tree and Golden Locker?
Each scheme runs as its own account. If you are enrolled in the Golden Tree, you continue it to its 11-month maturity and can enrol in the Golden Locker separately at any time. Direct mid-stream switching between the two is not offered, to keep both schemes simple and to honour the structure committed at enrolment.
Which scheme gives 0% making charges?
The 0% making charge benefit belongs to the Golden Locker, the flexible 22K saving plan, live and open for enrolment today. It waives 100% of making charges on your accumulated 22K gold weight when you redeem in the Day 331 to 365 maturity window. The Golden Tree instead rewards you with a bonus month (11+1 on gold, 11+2 on diamond) and lets you buy any jewellery at the gold rate on your redemption day, with making charges as per the piece you select.
Is there a monthly gold saving scheme in Nagpur with 0% making charges?
Yes. The Golden Locker by Londe Jewellers Gold & Diamonds is a monthly gold saving scheme in Nagpur built around 0% making charges. You save a flexible monthly amount over an 11 month tenure starting from Rs 1,000, each deposit buys 22K BIS hallmarked gold at that day's live rate in your name, and at maturity in the Day 331 to 365 window you pay only the gold value plus 3% GST with 100% of making charges waived on your accumulated 22K weight. It is live and open for enrolment today at all 4 Nagpur stores.
How do I start a gold investment or gold SIP in Nagpur?
To start a gold investment or gold SIP in Nagpur, pick the scheme that fits your goal and enrol at any Londe Jewellers Gold & Diamonds store. For disciplined monthly saving that locks the 22K rate on every deposit and waives making charges, choose the Golden Locker. For a fixed monthly plan that rewards a bonus month and lets you redeem any jewellery at the live rate, choose the Golden Tree. Both are direct jeweller run plans with no third party agent, backed by 37+ years of trust since 1989.
Where do I enrol?
Enrol at any of the 4 Londe Jewellers Gold & Diamonds stores in Nagpur (Gokulpeth, Sitabuldi, Manish Nagar, Nandanvan), online via the Golden Tree page enrolment form, or on WhatsApp at +91 89562 91529. The flagship scheme desk is at the Sitabuldi store, Modi Number 2, opposite Datta Mandir, Nagpur 440012, open daily 11 AM to 8:30 PM, phone +91 90755 12053. Carry your Aadhaar and mobile number, and the team takes you through the scheme document and starts your monthly payment cycle the same day.

Where to Enrol in a Gold Saving Scheme in Nagpur

You can enrol in the Golden Tree or the Golden Locker gold saving scheme at any of the 4 Londe Jewellers Gold & Diamonds showrooms in Nagpur. Walk in with your Aadhaar and mobile number, and the team starts your monthly plan the same day. The flagship gifting and scheme desk is at the Sitabuldi store, Modi Number 2, opposite Datta Mandir, Nagpur 440012, open daily 11 AM to 8:30 PM. Call +91 90755 12053 or WhatsApp +91 89562 91529 to reserve a slot.

West Nagpur families can also enrol at the Gokulpeth store, Plot No. 175, N Bazar Road, Nagpur 440010, open daily 11 AM to 8:30 PM, phone +91 84460 90383. Both schemes are direct jeweller run plans with no third party agent, backed by 37+ years of trust since 1989.

One Family of Schemes.Both Built for Nagpur Families.

Discipline of a SIP. Certainty of physical gold. Joy of jewellery you actually wear. Pick the plan that fits your horizon — start today.

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