Save in 22K gold. Pay zero making charges.
A flexible monthly gold saving scheme from Londe Jewellers Gold & Diamonds, Nagpur. Put in any amount you like each month. Your money buys 22K gold at that day's rate and is booked in your name. At maturity you collect 22K jewellery with 0% making charges. You only pay for the gold and 3% GST. Nothing else.
No fixed installment. No pressure. Just steady 22K gold, gram by gram, in your name.
Choose how much to put in each month. Five thousand one month, more the next. You decide, for 11 months.
Whatever you pay buys 22K gold at the live rate on your installment day, and that weight is booked in your name.
Month after month your gold adds up. You hold 22K gold weight, not a paper balance that the rate can erode.
At maturity, take 22K jewellery for your accumulated weight with zero making charges. Pay only the gold value and 3% GST.
See how much 22K gold your monthly saving books, and what you actually pay at maturity. Zero making charges, only gold plus 3% GST.
Withdraw from month 7 onward, with the full making benefit in the maturity window of Day 331 to 365. The longer you stay, the bigger the benefit.
Redeem early, between months 7 and 10, and 60% of the making charges on your accumulated 22K weight are waived. You pay only the remaining 40%.
Stay the full term and redeem in month 11 or 12. You pay absolutely 0% making charges on your accumulated 22K weight, only the gold value and 3% GST.
Want jewellery heavier than your accumulated weight? No problem. The making benefit applies to your saved grams, and you pay normal making charges only on the extra grams above your accumulated weight.
You can enrol in the Golden Locker 22K gold saving scheme at any of the 4 Londe Jewellers Gold & Diamonds showrooms in Nagpur. The minimum to start is Rs 1,000, and each deposit buys 22K BIS hallmarked gold at that day's live rate, booked in your name. Walk in with your Aadhaar and mobile number, and the team starts your Golden Locker account the same day.
The flagship scheme desk is at the Sitabuldi store, Modi Number 2, opposite Datta Mandir, Nagpur 440012, open daily 11 AM to 8:30 PM. Call +91 90755 12053 or WhatsApp +91 89562 91529 to reserve a slot. Londe Jewellers Gold & Diamonds has been trusted across Nagpur and Vidarbha since 1989.
The Golden Locker is a 22K (916) gold scheme only. Every gram booked in your name and every piece you collect at maturity is 22K BIS hallmarked gold from Londe Jewellers Gold & Diamonds.
Whatever amount you choose, starting from a minimum of ₹1,000. There is no fixed installment. You can save five thousand one month and a different amount the next, with up to 11 installments and a maximum investment of ₹2,00,000. No installment can be lower than your starting amount. Each payment buys 22K gold at that day's live rate and is booked in your name.
Only two things. The gold value for your accumulated 22K weight, and 3% GST on that gold value. Making charges are 0% when you redeem in month 11 or 12. Nothing else is added.
The full benefit redemption window is Day 331 to Day 365 from registration, after the 11 month tenure completes, where 100% of making charges are waived. If you withdraw after 7 months but before 11 months, 60% of making charges are waived. Before 7 months, no making charge benefit applies.
No. Deposits under the Golden Locker are not refundable in cash. The gold you accumulate is redeemable only against 22K gold ornaments at Londe Jewellers Gold & Diamonds.
Yes. A 3% GST applies on the gold value, as required by government rule. Because the Golden Locker charges 0% making at maturity, GST is calculated on the gold value alone.
You can. The 0% making benefit covers your accumulated weight. For any extra grams above that weight, you simply pay the normal making charges on the extra grams.
Yes. Every installment is recorded and the gold weight is booked in your name with Londe Jewellers Gold & Diamonds, a family jeweller trusted across Nagpur and Vidarbha since 1989.
Leave your number and our team will WhatsApp you the full scheme document and help you enrol at the store nearest to you.
The full Golden Locker scheme at a glance, with the conditions that apply.
Example figures shown on this page are illustrative only. Actual gold booked depends on the live 22 karat rate on each deposit date. For the complete scheme document, contact your nearest Londe Jewellers Gold & Diamonds branch.
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