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Londe Monthly Saving Plan · Since 1989

The Golden TreeSave Monthly. Earn a Bonus Month. Own More Gold.

A premium monthly saving scheme by Londe Jewellers Gold & Diamonds. Contribute the same amount for 11 months, and we add a bonus month when you redeem for gold or diamond jewellery at the gold rate on your redemption day. The bonus does not apply to 24K gold coins, bars or 24K gold jewellery.

11 + 1 Bonus on Gold 11 + 2 Bonus on Diamond
Calculator

See Your Maturity Value

Pick a scheme and drag the slider to your comfortable monthly amount.

Monthly Amount
5,000
₹2,000 ₹50,000
You contribute (11 months) 55,000
Londe bonus (1 month) + ₹ 5,000
Maturity Value 60,000
~ 6.31g of 22K gold at the current rate (₹14,360/g)
Redeem for gold or diamond jewellery at the current rate
Effective annual return ~19%
As good as getting your making charges free

* The gram figure is indicative at the current rate only. You do not lock today's rate. Your jewellery is billed at the Nagpur gold rate prevailing on your purchase date, not on the enrolment date.

37+ Years
Trust Since 1989
4 Stores
Pay at Any Counter
Bonus Month
11+1 Gold · 11+2 Diamond
BIS Hallmark
+ IGI Diamond Certified
Current Rate
As on Purchase Day

One Scheme, Two Paths.

Pick gold for daily wear and investment compounding. Pick diamond for an heirloom solitaire or bridal set. Either way, your monthly saving works harder than a regular SIP.

Gold Scheme

11 + 1 Monthly Bonus

Save 11. Get 12.

Pick any monthly amount from Rs 2,000 to Rs 50,000. Pay the same amount for 11 months. On the 12th month, Londe Jewellers Gold & Diamonds adds one full monthly instalment as a bonus when you redeem for any gold jewellery from our 4 Nagpur stores.

Your 11 monthly payments11 × M
Londe bonus month+ 1 × M
Total redeemable value12 × M
Redeem any gold jewellery from 10,000+ designs
Gold rate as on the day of redemption, not enrolment
BIS Hallmarked + HUID guaranteed on every piece
Diamond Scheme

11 + 2 Monthly Bonus

Save 11. Get 13.

For customers planning a diamond purchase (solitaire, bridal set, engagement ring), the Golden Tree pays two bonus months instead of one. Every diamond is IGI certified and set in BIS hallmarked gold.

Your 11 monthly payments11 × M
Londe bonus months+ 2 × M
Total redeemable value13 × M
IGI certified diamonds in every piece
Use towards solitaire, bridal, or daily wear diamond
Bonus month applies on the diamond track as well as the gold track

How Much Does the Golden Tree Cost Per Month?

The Golden Tree is a monthly gold saving scheme in Nagpur that runs for 11 months, with any fixed monthly amount from Rs 2,000 to Rs 50,000. On the gold track Londe Jewellers Gold & Diamonds adds one full bonus instalment at maturity, so you pay 11 and redeem 12. On the diamond track it adds two, so you pay 11 and redeem 13. Redemption is at the gold rate on the day you redeem, not the rate on the day you enrolled.

TermGold track, 11 + 1Diamond track, 11 + 2
Minimum monthly instalmentRs 2,000Rs 2,000
Maximum monthly instalmentRs 50,000Rs 50,000
Number of instalments you pay1111
Bonus instalments added by us12
Total redeemable value12 times your monthly amount13 times your monthly amount
Tenure11 months11 months
Rate applied at redemptionGold rate on redemption dayGold rate on redemption day
What you can redeem againstAny gold jewellery. Not 24K coins, bars or 24K jewelleryDiamond jewellery, solitaire, bridal and engagement pieces
Purity assuranceBIS hallmarked with HUID on every pieceNatural IGI or GIA certified diamonds
GSTFlat 3 percent on the total invoice valueFlat 3 percent on the total invoice value
Where you can payAny of the four Londe Jewellers showrooms in Nagpur, or online

To enrol in person or ask what a given monthly amount buys at today's rate, walk in to any Londe Jewellers Gold & Diamonds showroom in Nagpur, open every day 11 AM to 8:30 PM. Sitabuldi, Modi Number 2, opposite Datta Mandir, 440012, 090755 12053. Gokulpeth, Plot No. 175, N Bazar Road, 440010, 084460 90383. Manish Nagar, Beltarodi Road, near Shanti Park, Besa, 440037, 080101 48427. Nandanvan, Tiranga Square Road, opposite Axis Bank, Azamshah Layout, 440024, 089564 82471. If you would rather pay when you can than on a fixed date each month, compare it against the Golden Locker flexible gold saving plan, or see both side by side on the gold saving schemes in Nagpur page.

Plus, the Maturity Hook

Buy Jewellery You Love at Maturity

At maturity, redeem your full saved value plus the bonus month for gold or diamond jewellery from our 4 Nagpur stores, at the gold rate on your redemption day. The bonus month is your reward for saving with discipline. It does not apply to 24K gold coins, bars or 24K gold jewellery.

Plan My Enrolment

How the Golden Tree Works (4 Steps)

The simplest monthly gold saving plan in Nagpur. No paperwork at the bank, no broker, no NAV uncertainty.

1

Pick a Monthly Amount

Between Rs 2,000 and Rs 50,000. Choose Gold (11+1) or Diamond (11+2) at enrolment.

2

Pay Monthly for 11 Months

UPI, card, cash, or autopay. At any of our 4 Londe stores or online. Track via WhatsApp.

3

Londe Adds the Bonus

1 bonus month for gold, 2 bonus months for diamond. Credited automatically at maturity.

4

Redeem for Jewellery

At the gold rate on your redemption day. Redeem for gold or diamond jewellery. Bonus excludes 24K coins, bars and 24K jewellery.

Why Save With the Golden Tree?

Discipline of a SIP, security of physical gold, joy of a piece of jewellery you actually wear.

Bonus That Beats Bank FD

1 month bonus on gold = 9.1% effective return on 11 months. 2 months bonus on diamond = 18.2%. Plus you hold a real asset.

Flexible Amount, Flexible Day

Pay any day of the month. Pay extra in good months, regular in tight ones. We honour the average across 11 months.

Gold or Diamond Jewellery

Redeem your maturity value plus the bonus month for gold or diamond jewellery from Londe Jewellers. Bonus does not apply to 24K coins, bars or 24K jewellery.

Pay at Any of 4 Londe Stores

Gokulpeth, Sitabuldi, Manish Nagar, Nandanvan. Your monthly visit is also a chance to browse the new collection.

Rate Risk on Londe, Not You

Your money is in rupees, not in volatile gold-rate units. We absorb the rate movement and credit you at maturity day rate.

For Daughters, Brides, Diwali

Start a Golden Tree the day your daughter is born. By her wedding, the bonus alone funds her bridal mangalsutra.

Start Your Golden Tree

Fill the form and our team will call you within 24 hours with the enrolment process, the next start date, and the exact monthly amount that fits your goal. No obligation.

Enrol at Any Store

📍Gokulpeth: Plot No. 175, N Bazar Road, Nagpur 440010 · +91-84460-90383
📍Sitabuldi: Modi No. 2, Opp Datta Mandir, Nagpur 440012 · +91-90755-12053
📍Manish Nagar: Beltarodi Road, Near Shanti Park, Nagpur 440037 · +91-80101-48427
📍Nandanvan: Tiranga Square Road, Azamshah Layout, Nagpur 440024 · +91-88579-83767

Enrol in the Golden Tree

Free callback within 24 hours. No obligation.
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Golden Tree FAQs

Everything you need to know about the monthly gold saving scheme at Londe Jewellers Gold & Diamonds, Nagpur.

What is the Golden Tree monthly saving scheme?
The Golden Tree is a monthly gold saving plan from Londe Jewellers Gold & Diamonds, Nagpur. You pay a fixed amount each month for 11 months. At maturity, Londe credits a bonus month (1 month for gold scheme, 2 months for diamond scheme) and you redeem the entire value as gold or diamond jewellery at the gold rate on your redemption day. The bonus does not apply to 24K gold coins, bars or 24K gold jewellery.
What is the 11+1 gold scheme exactly?
Under the Golden Tree gold scheme at Londe Jewellers Gold & Diamonds, Nagpur, you pay the same monthly amount for 11 months and Londe Jewellers adds 1 bonus month at maturity. Save Rs 5,000 a month for 11 months and you pay Rs 55,000 in total, making your redemption value Rs 60,000. You can use this entire amount towards gold jewellery from any of our 4 Nagpur stores. The bonus does not apply to 24K gold coins, bars or 24K gold jewellery.
What is the 11+2 diamond scheme exactly?
The diamond version of the Golden Tree at Londe Jewellers Gold & Diamonds, Nagpur, pays 2 bonus months instead of 1. Pay Rs 5,000 a month for 11 months, Rs 55,000 in total, and Londe Jewellers adds Rs 10,000 at maturity for a redeemable value of Rs 65,000. The full amount is redeemed against a diamond jewellery purchase such as an engagement ring, solitaire, bridal set or daily wear diamonds. Every diamond is natural and IGI certified.
What can I buy at maturity?
At maturity of either the gold or diamond Golden Tree scheme, you redeem your full saved value plus the bonus month against gold or diamond jewellery from Londe Jewellers Gold & Diamonds, at the gold rate on your redemption day. The bonus does not apply to 24K gold coins, bars or 24K gold jewellery. Making and other charges apply as per the piece you select.
At what gold rate is the redemption made?
Golden Tree redemption at Londe Jewellers Gold & Diamonds, Nagpur, is always at the prevailing Nagpur gold rate on the day you redeem, not the day you enrolled. This is to your benefit: your monthly payments are in rupees, not in fixed gold weight, so you do not lose if gold rates fall during the 11 months. You only gain if gold rates rise.
What is the minimum and maximum monthly amount?
In the Golden Tree scheme at Londe Jewellers Gold & Diamonds, Nagpur, the minimum monthly amount is Rs 2,000 and the maximum is Rs 50,000. You choose any amount in between at enrolment. The same amount must be paid each of the 11 months.
What if I miss a monthly payment?
Londe Jewellers Gold & Diamonds, Nagpur, allows a 30 day grace period to make up a missed Golden Tree payment without losing the bonus. After 30 days the scheme is paused and a Londe Jewellers representative will contact you to resume. The bonus is paid only if all 11 payments are completed.
Can I cancel mid scheme and get a refund?
Yes. Londe Jewellers Gold & Diamonds, Nagpur, refunds your accumulated principal after the 7th month if you discontinue the Golden Tree. The bonus is forfeited if you do not complete all 11 monthly payments. Cancellation before the 7th month receives accumulated principal less a small administrative deduction. Refunds are paid by bank transfer or UPI, never in cash. Londe Jewellers does not operate a no refund policy on Golden Tree principal. Please confirm exact terms with your store at enrolment.
Where do I pay each month?
At any of the 4 Londe Jewellers Gold & Diamonds stores in Nagpur: Gokulpeth, Sitabuldi, Manish Nagar or Nandanvan. All 4 stores are open 11 AM to 8:30 PM. You can also pay by UPI or a card link sent on WhatsApp each month. Autopay setup is available on request.
Is the Londe Jewellers Golden Tree the same as other Golden Tree gold schemes in India?
No. Golden Tree is a scheme name used by several different jewellers in India, and the terms differ from one jeweller to another. The terms published on this page are the terms of Londe Jewellers Gold & Diamonds, Nagpur, and they apply only at our 4 Nagpur stores at Gokulpeth, Sitabuldi, Manish Nagar and Nandanvan. Discount slabs, refund clauses, maturity rules or bonus structures published by any other jeweller under the same scheme name do not apply to the Londe Jewellers Golden Tree.
How is this different from the Golden Locker?
They reward you in two different ways, so the right one depends on what you want. The Golden Tree is our monthly saving plan where the benefit arrives as a bonus month at maturity. The Golden Locker works differently: you choose a flexible monthly amount from Rs 1,000, run it for 11 months up to Rs 2,00,000 in total, and each deposit buys 22K BIS hallmarked gold at that day's live rate in your own name, so your rate is averaged across the year instead of fixed on one day. Its benefit is 0% making charges on the accumulated weight at maturity, where you pay only the gold value plus 3% GST. Redeem between day 331 and 365 and the full making charge is waived; redeem in months 7 to 11 and 60% is waived. Side by side comparison here: Golden Tree vs Golden Locker, or see the Gold Savings Schemes overview.

Plant Your Golden Tree Today.Reap Jewellery in 11 Months.

Start saving as little as Rs 2,000 a month. Lock in the discipline of a SIP with the certainty of physical gold and the joy of a piece you can wear. The bonus is on us. Since 1989.

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Enrol in the Golden Tree

Free callback within 24 hours. No obligation.
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