By Rajesh Londe, 3rd generation Nagpur jeweller and BIS certified valuer | Published 29 May 2026
Reading time 8 minutes. Walk in any Londe Jewellers showroom with this checklist and audit your bill on the counter.
Nagpur has roughly 600 jewellery showrooms across Sitabuldi, Itwari, Sarafa Bazaar, Dharampeth, Manish Nagar, Nandanvan and the smaller suburbs. Bill format varies wildly. Some print a fully itemised invoice that shows every component as a separate line. Others print a single total figure and expect you to trust the maths. The second pattern hides three common overcharges: a 1 to 3 percent gold rate spread, a hidden wastage line on top of making charges, and a making charge percentage that exceeds the standard Nagpur band for the design category.
This 8 step checklist takes 4 minutes at the counter and catches all three. Walk in with it, audit on the spot, then pay.
Every legitimate jeweller in Nagpur is registered for GST in Maharashtra. The 15 character GSTIN on the invoice must start with 27, the state code for Maharashtra. If you see any other prefix the bill is from a different state branch and may not match the showroom you walked into. The store address printed on the bill should match the showroom signboard. A mismatch is a red flag.
Londe Jewellers Gold and Diamonds operates 4 showrooms across Nagpur, each with its own counter copy of the GSTIN visible at the cash counter.
Before the bill is printed, every showroom in Nagpur weighs your piece on an electronic karat meter or precision scale and gives you a small printed slip. The weight on that slip and the weight on the invoice must match exactly. A 0.05 g difference at today's gold rate of Rs 14,296 per gram is Rs 715 of extra charge. Always compare the two and question any gap.
The India Bullion and Jewellers Association publishes a daily morning and evening rate for 22K (916) and 24K (999) gold for each state. As of 29 May 2026 the IBJA Maharashtra rate is Rs 14,296 per gram for 22K and Rs 15,607 per gram for 24K. The per gram rate on your jewellery bill should be within Rs 50 of these. A bigger gap is a hidden spread. Open today's live gold rate in Nagpur on this site to see the current benchmark before walking into any showroom.
Making charges should appear as a separate line item, never bundled into the per gram rate. If the bill shows a flat per gram making fee instead of a percentage, divide it by the per gram gold rate to convert. For example a Rs 1,200 per gram making charge at today's Rs 14,296 per gram gold rate is about 8.4 percent.
Compare the percentage against the standard Nagpur bands below.
| Design Category | Standard Nagpur Band | Above This Band = Question |
|---|---|---|
| Plain gold chains and bangles | 8% to 12% | Above 14% |
| Designer or filigree gold work | 12% to 18% | Above 22% |
| Traditional Maharashtrian (thushi, vati) | 15% to 22% | Above 26% |
| Heavy bridal sets (kundan, polki) | 18% to 28% | Above 32% |
| Diamond studded 18K gold | 10% to 18% | Above 22% |
For the full breakdown read our detailed gold making charges in Nagpur guide with per category worked examples.
GST on gold jewellery is a flat 3 percent of gold value plus making charges. The Government of India levies 3 percent on the gold itself and 5 percent on making charges as a service, but for jewellery sales the law allows a composite 3 percent rate on the full subtotal. The GST line on your bill must equal 3 percent of the subtotal, not more.
Worked example at today's rate. 10 gram 22K bangle, 10 percent making charges:
| Gold value (10g x Rs 14,296) | Rs 1,42,960 |
| Making charges at 10% | Rs 14,296 |
| Subtotal before GST | Rs 1,57,256 |
| GST at 3% | Rs 4,718 |
| Total payable | Rs 1,61,974 |
Use this template to audit any Nagpur gold bill. A mismatch above Rs 50 in any line is worth a counter conversation.
Every BIS hallmarked gold piece sold in India since 1 April 2023 carries a 6 character alphanumeric HUID, for example AZ4567. The same HUID must be printed on your invoice and laser etched on the piece. Open the BIS Care app on your phone (free, available on Google Play and App Store), tap Verify HUID and enter the code. The app pulls live data from the BIS central database showing the jeweller name, jewellery type, weight, purity and date of hallmarking.
Match every field against the invoice. A Record Not Found result or any field mismatch means the hallmark is not genuine and you should not pay. For the full BIS verification flow read our verify BIS hallmark and HUID guide.
Reputable Nagpur jewellers print a 7 day money back guarantee on every gold jewellery invoice. The clause covers HUID verification failure, fit issues and buyer's remorse, provided the piece is unworn and the HUID stamp is intact. If the clause is missing, ask before paying. Walking out with a piece that has no written return policy is a buyer risk you should not take.
At Londe Jewellers Gold and Diamonds the 7 day return clause is printed at the bottom of every invoice along with the contact number for the showroom you bought from.
The original gold invoice is the proof of weight, karat and date of purchase. Future exchange at the same jeweller becomes a 5 minute counter transaction with the invoice in hand. Without it most jewellers will insist on a fresh karat meter test in your presence.
At Londe Jewellers Gold and Diamonds we accept 22K and 24K gold for exchange at the prevailing IBJA Mumbai rate with zero deduction, even if the original piece was bought from any other jeweller in India. Read the full zero deduction gold exchange in Nagpur policy.
Bring any existing gold jewellery bill from any Nagpur jeweller to any of our 4 showrooms and we audit it line by line for free, no purchase required. Open 11 AM to 8:30 PM all 7 days.
